Sunday, November 2, 2014

Term Life Insurance with Living Benefits

Recent studies show that nearly half of all Americans suffer from at least one chronic illness, and many of these people have one or more daily activity limitations.

Chronic diseases—such as heart disease, stroke, cancer, diabetes, and arthritis—are among the most common and costly of all health problems in the U.S., and are also the leading causes of death and disability.

You may not have considered it until now, but more and more people are learning that certain types of life insurance can play an important role in protecting their family’s financial future when an unexpected chronic, critical or terminal illness happens.

Term life insurance is one of the most important things you can put in place to provide financial protection for your family if you were to pass away unexpectedly. But did you know that Term Life Insurance with Living Benefits gives you early access to policy benefits to help pay your bills should you become stricken with a chronic, critical or terminal illness—even if you already have health insurance or Medicare coverage?

One of the best products I offer for this type of coverage is the Trendsetter® LB term Life Insurance from Transamerica Life Insurance Company.  The monthly premiums are just slightly higher than traditional term life insurance and the added benefits are more than justified.

Before you jump at the lowest premium you can find for Term Life Insurance, take a closer look at Term Life Insurance with Living Benefits on our website at: www.moreyinsurancegroup.com

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